'Once the cash flow dries up your business is history'

A story from New Zealand, after the devastating quakes, about the importance of business-income insurance.  I see they are still calling it "business-interruption" insurance there. Outside of a relatively small cadre of people who deal with these them all the time, I seldom meet anyone, especially business owners (and sometimes adjusters), who really understands or even claims to understand how these policies work. Results in a lot of heartache, misunderstandings and recriminations.     

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